• Pacific Focus

Credit Review Manager


  • Perform regular credit review on the loan portfolio and other securities investment on book.

  • Prepare credit proposal and credit analysis on new facilities (loan, securities, and so on).

  • Make reports on the outlook and market trends of specific industries or countries and suggest personal opinion.

  • Conduct ad hoc review and analysis on problem credit or past due account.

  • Prepare financial analysis, report and make recommendations to the management on the performance of the loan portfolio.

  • Being the manager-in-charge of the problem credit.

  • Liaise with the relevant parties to manage the problem credit; such as the Regulator, Account Manager, Head Office, Legal Counsels, Financial Accounting and Operations.

  • Response and revert to the regulator on any enquiry regarding the loan classification, impairment and written off arrangement.

  • Providing findings and recommendations to the management of any credits that require management attention.

  • Support any ad hoc project assigned by senior management & Team Head.


  • Degree in Business / Finance / Accounting

  • Prefer possess of recognized accounting qualification

  • Minimum – 3 - 4 years’ solid experience in credit review and related functions.

  • Solid experience in preparing financial analysis reports, credit review report, credit proposal and special asset report.

  • Knowledge of loan documentation and relevant legal proceedings on problem credit.

  • Have exposure in handling Special Assets or Problem Credit.

  • Can work independently and report to senior management.

  • Good command of written and spoken Mandarin and English.

  • Good knowledge of MS Office

  • A team player with excellent communication and interpersonal skills

  • Attention to detail and strong analytical skills

  • Hardworking, responsible and able to work under pressure

  • Strong problem solving skills

  • Demonstrated timeliness and follow-through on duties and projects