Credit Review Manager
Perform regular credit review on the loan portfolio and other securities investment on book.
Prepare credit proposal and credit analysis on new facilities (loan, securities, and so on).
Make reports on the outlook and market trends of specific industries or countries and suggest personal opinion.
Conduct ad hoc review and analysis on problem credit or past due account.
Prepare financial analysis, report and make recommendations to the management on the performance of the loan portfolio.
Being the manager-in-charge of the problem credit.
Liaise with the relevant parties to manage the problem credit; such as the Regulator, Account Manager, Head Office, Legal Counsels, Financial Accounting and Operations.
Response and revert to the regulator on any enquiry regarding the loan classification, impairment and written off arrangement.
Providing findings and recommendations to the management of any credits that require management attention.
Support any ad hoc project assigned by senior management & Team Head.
Degree in Business / Finance / Accounting
Prefer possess of recognized accounting qualification
Minimum – 3 - 4 years’ solid experience in credit review and related functions.
Solid experience in preparing financial analysis reports, credit review report, credit proposal and special asset report.
Knowledge of loan documentation and relevant legal proceedings on problem credit.
Have exposure in handling Special Assets or Problem Credit.
Can work independently and report to senior management.
Good command of written and spoken Mandarin and English.
Good knowledge of MS Office
A team player with excellent communication and interpersonal skills
Attention to detail and strong analytical skills
Hardworking, responsible and able to work under pressure
Strong problem solving skills
Demonstrated timeliness and follow-through on duties and projects